We offer coverage to protect all your special things inside your apartment or house. And let's face it, most leasing centers make it a requirement for you to carry renter's insurance these days. So why not bundle it with our company, where you already have your other insurance policies; saving you time and money?
Personal property protection at today's replacement cost. Full theft and burglary coverage for personal property available. Contact us today for a free quote.
So what exactly is covered with renters insurance?
The following perils are covered under a renters insurance policy for loss or damage:
- Loss from Fire
- Windstorm / Heavy Winds
- Theft (Burglary)
- Vandalism and damage caused by mischief
- Collision by a vehicle
Additionally, you may be covered under renters insurance for the following:
Injury to a person or persons on your property requiring medical attention: A personal liability policy can protect you and any others who are in your home for an accident. This will help pay for medical and legal costs that you may incur.
If an event forces you to temporarily move from your home (unlivable conditions due to damage that is covered), costs of the temporary housing is covered.
What is not covered by renters insurance?
Valuables such as expensive collectibles or jewelry may not be covered as they may require additional coverage.
Your vehicles will not be covered for theft or damage, but personal belongings that were inside the vehicle are usually covered
If you are operating a home business, you may not be covered. For example if a printer is stolen from your home, it could be considered business property and will not be covered.