Personal Umbrella Policy
WHAT IS A PERSONAL UMBRELLA POLICY (PUP)?
Protect yourself from a scenario where your "regular insurance" isn't enough. A personal umbrella policy is called an "umbrella" policy because it provides liability coverage over and above your standard auto insurance or homeowners insurance. It offers protection for you and your family against large and potentially devastating liability claims or judgments. In short, a personal umbrella policy kicks in right where your other liability underlying limits have been reached.
WHY WOULD YOU WANT ONE?
PERSONAL UMBRELLA POLICY LIMITS
- If you're sued over an incident covered by your PUP, Allstate may retain and pay for your attorney.
- You're protected no matter where you are—even when you're out of the country.
- You could be covered for any wages lost due to a court appearance, up to the limits specified in your PUP policy.
Typically, personal umbrella policies are available in million-dollar increments from $1 million to $5 million. Allstate personal umbrella policies can also include coverage for the following situations:
An agent can give you more information about PUP insurance so you can make an educated decision about the coverage levels you want.